CRS Automotive

How much should I budget for car maintenance?

Car maintenance can be a costly part of owning a vehicle, but it can be planned for. There are different aspects to remember when creating an annual car maintenance budget. At CRS Automotive in Hamilton and Stoney Creek, Canada, we’ve created a guide to help you set up an annual budget for car maintenance.

Three crucial aspects to consider in your car maintenance budget

Each car is different, so your car maintenance budget will vary based on the different driving conditions, use and care of your vehicle. When planning your annual budget, remember to include these aspects:


If you take good care of your vehicle, you’re putting it in the best condition to avoid massive repair and service bills. By taking your car in for services at regular intervals, and by driving at recommended speeds, you’ll get longer use out of your vehicle and the repair bills will be kept as low as possible.

In harsher climates where extreme cold and snow, rain, salt and extremely dry or high temperatures are the norm, you’ll need to take extra precautions to fight the elements when doing maintenance on your vehicle.


The more you drive your vehicle, the higher your maintenance budget will be, and the more you need to budget for eventual repairs. It makes sense if you think about the wear and tear that is placed on your car’s parts when you rack up high mileage.


As your car ages, it will need more and more maintenance to keep it in running condition. Ageing of your vehicle can be fended off to an extent with regular car maintenance, but you should account for more upkeep as it gets older.

Planning your annual car maintenance budget

The AAA in the US estimates that vehicle owners can expect to pay around $1 186 in annual maintenance fees. The Canadian equivalent for vehicle owners who drive around 20 000 km per year averages at around $1 400 every year.

Care, mileage, and age of your vehicle plays a big role in determining your annual car maintenance budget, and large maintenance items such as tires and brakes can also push up the maintenance cost. Here’s how you can start to create a monthly car maintenance budget:

1. Look at car maintenance costs over the last 12 months:
Collect records of maintenance costs including receipts and recommended service intervals. These documents will help you to fine-tune the average budget to suit your car maintenance needs.

2. Create a monthly average:
When you’ve gathered your records, add up all the expenses and divide it by 12 to get your monthly average. You can base your monthly average on this number, but it is always a good idea to leave yourself a little bit of a buffer for small, unexpected costs.

3. Other factors to include:
Remember that your car’s condition and mileage will affect the monthly car maintenance budget, so if you’re planning on putting more miles on your vehicle than in the last 12 months, you need to adjust your budget to cover the extra costs.

Your service intervals will also come in to play in the budget, so if you have a major service coming up, or if you’ve replaced the brakes or tyres recently, you can adjust the monthly budgets to cover those costs when it becomes necessary.

Car maintenance is critical to the longevity of your vehicle, so don’t delay, book your next vehicle service with CRS Automotive in Hamilton, Canada.

Exit mobile version